Why dates matter more than people expect
Property claims in Maine often stretch across a season. A January ice dam may not be fully scoped until April, and contractors are booked solid after a big storm. Meanwhile the policy’s clocks keep running. The tracker turns each window into a date, flags anything within 30 days, and exports everything as an .ics file for Google Calendar, Outlook or Apple Calendar.
The windows to check in your policy
- Notice: policies require prompt notice. Report as soon as you reasonably can.
- Proof of loss: often due within a set number of days after the carrier asks for it in writing.
- Naming an appraiser: many appraisal clauses give each side about 20 days after a written demand.
- Depreciation recovery: the time allowed to finish repairs and claim the holdback.
- Suit limitation: the “Suit Against Us” condition. Talk with a Maine attorney well before it arrives.
Default values are common figures, not Maine law. Your policy and the carrier’s letters control. If a date is close, call a Maine attorney.
Questions about this tool
Does appraisal pause the suit-limitation clock?
Don’t assume it does. Whether any deadline is tolled is a legal question, so ask a Maine attorney if the date is approaching.
What does the .ics file contain?
One all-day calendar event per milestone, with a short note. The file is created in your browser and never sent to us.
Why is the appraiser date counted from today?
The demand date is when you or the carrier invoke appraisal in writing. The tool assumes today so you can see how quickly you’d need to act.