One question, answered well
Many claim professionals do a bit of everything. Maine Insurance Appraiser chose to stay narrow. We work on the amount of loss, and we built our inspections, estimates and reports around answering that question in a way an umpire can follow. That lets us serve as your named appraiser, review an estimate before a dispute hardens, or sit as a neutral umpire on a panel where we represent neither side.
What that looks like on a file
- Our own scope first. We inspect and measure before we study anyone else’s numbers, and we open up what winter hides: attics, soffits, wall cavities and decking.
- Defensible over dramatic. An inflated estimate looks good for a week and loses credibility with the umpire. We price what we can support with photos, measurements and local costs.
- Maine pricing realities. Island access, winter work, travel to The County, short building seasons and scarce trades after a big storm all belong in an honest number.
- Plain reporting. You’ll understand every difference between our valuation and the carrier’s.
- Fees in writing. You know what the work costs before it starts.
Who calls us
Homeowners, camp and cottage owners, condominium boards, landlords, business owners, churches, farms, contractors and attorneys across Maine. On any one claim we serve in a single role, and we disclose prior relationships with the other appraiser or the umpire.
What we don’t do
We aren’t a law firm and don’t give legal advice. We don’t act as public adjusters or negotiate claims outside the appraisal process. We don’t decide coverage, and no honest appraiser promises a result. When a claim needs an attorney or a complaint to the Maine Bureau of Insurance, we say so on the first call.
Statewide on purpose
A claim in Kittery and a claim in Fort Kent share a policy form and very little else. Working all 16 counties means we see the full range of what Maine weather does to buildings, from salt-driven rain on the Midcoast to snow loads in the western mountains, and we price each with local knowledge.