General information only
This website is educational and general. It describes how insurance appraisal commonly works, but your policy’s wording controls. Read your own policy and its endorsements.
Not legal advice, not a public adjuster
Maine Insurance Appraiser provides appraisal, estimating and umpire services. We are not attorneys, we don’t give legal advice, and we don’t act as public adjusters or negotiate claims outside appraisal.
No guaranteed results
Every claim is different. Example figures on this site are illustrative and are not results for any real client. No appraiser can guarantee an award.
Deadlines
Policies contain deadlines for notice, proof of loss, depreciation recovery and lawsuits. Nothing here extends or changes a deadline. If one is close, talk with a Maine attorney promptly.
Statutes, agencies and storms
References to Maine statutes, the Bureau of Insurance and past weather events are for context. Check current law and facts with official sources such as the Maine Bureau of Insurance.
Photographs
Photos are royalty-free stock and public-domain images used for illustration. They don’t show our clients’ properties.