Ice Dam Claims in Maine: Why the First Estimate Runs Short
Ice dam claims in Maine tend to grow after the first inspection. Here is where estimates fall short and how to build a file that shows the full damage.
Owner guides
Maine Property Claim Guides for Owners
Practical reading on ice dams, camps, coastal storms, puffback and policy wording, written from the appraisal side of the table.
The Maine Appraisal Clause: A Plain Reading, Sentence by Sentence
A plain-language walk through the appraisal clause found in most Maine property policies, with the questions to ask at each sentence.
Seasonal Camp Freeze Claims: Vacancy, Heat and What Gets Paid
Seasonal camp freeze claims often turn on vacancy and heat conditions before the amount of loss is ever discussed. Here is how to read those terms and document the loss.
Nor’easter Damage in Maine: Sorting Wind From Flood on a Claim
When a nor’easter brings wind, rain and surge at once, the claim turns on sorting wind from flood. Here is how that split works and how to document it.
Appraiser, Adjuster or Lawyer in Maine: Matching Help to the Problem
An appraiser, a public adjuster and a lawyer each solve a different claim problem. This guide helps Maine owners match the help to the dispute.
Oil Burner Puffback Claims: How to Document Soot Damage Well
An oil burner puffback can coat a whole house in soot within seconds. This guide covers documentation, cleaning scope and where carrier estimates run short.
Have an estimate that doesn’t add up?
Email us the carrier’s estimate and your photos. We’ll review the lines and tell you what we see.